The International Journal that published by State Institute For Islamic Studies (IAIN) Jember in cooperation with The Indonesian Association of Islamic Economist (IAEI), The Sharia Economy Community (MES) and The Indonesian Economist Scholar Association (ISEI). The journal will focus on providing quality research in the areas of Economics Science, Islamic economics, Sharia economics law, sharia banking & finance and halal product. Accordingly, papers that focus on emerging and interdisciplinary topics are encouraged. The goal of the journal is to provide research that is relevant and applicable to a diverse set of Islamic economics researchers and professionals. The Journal is published twice a year on February and September. The aim of the journal is to disseminate these topics  :

- Islamic economics
- Islamic banking
- Islamic finance
- Islamic accounting
- Islamic microfinance
- Investment and Capital MarketZakah,
- waqf, and
- philantrophyInsurance / TakafulHalal product




Faculty of Islamic Business and Economics State Institut For Islamic Studies of Jember

Jl. Mataram No. 1, Mangli, Jember, 68136



Muhammad Fauzinudin Faiz Editor in Chief IAIN Jember

Faculty of Islamic Business and Economics State Institut For Islamic Studies of Jember

Jl. Mataram No. 1, Mangli, Jember, 68136 

Phone: +62331487550 Fax :+62331427005 




Nur Hidayat Phone: +628124939442




Muhammad Fauzinudin Faiz, State Institute For Islamic Studies of  Jember, Indonesia

Executive Editor

Nur Hidayat, State Institute For Islamic Studies of  Jember, Indonesia



Khamdan Rifa’i, State Islamic Institute of Jember, Indonesia

Lucik, State Islamic Institute of Jember, Indonesia

Akhmad Sulthony, State University of Jember, Indonesia

Kuwat Ismanto, State Islamic Institute of Pekalongan, Indonesia


Advisory Editorial Board

Jasser Auda, President of Maqasid Institute Global, United Kingdom

Abdul Nasir Haji Abdul Rani, Sultan Sharif Ali Islamic University Brunei Darussalam

Zeinoul Abedien Cajee, Chartered Accountant (South Africa), National Awqaf Foundation of Awqaf South Africa

Yusuf Risanto, Huazhong University of Science and Technology, China

Ahmad Tholabi Kharlie, State Islamic University (UIN) Syarif Hidayatullah Jakarta, Indonesia

Irwan Nugroho, The State University of Sebelas Maret Solo, Indonesia

Zainal Fannani, The University of Airlangga Surabaya, Indonesia

Khairunnisa Musari, State Institute For Islamic Studies of  Jember, Indonesia


English Editor

Ahmad Fathan Aniq, McGill University, Montreal - Canada

Isnadi, State Institute For Islamic Studies of  Jember, Indonesia

Arabic Editor

Alfan Khumaidi, Al Azhar University, Cairo

Assistant to the Editor

Mashudi, State Institute For Islamic Studies of  Jember, Indonesia


JIEP: The Journal of Islamic Economics Perspectives. The International Journal that published by State Institute For Islamic Studies (IAIN) Jember in cooperation with The Indonesian Association of Islamic Economist (IAEI), The Sharia Economy Community (MES) and The Indonesian Economist Scholar Association (ISEI).


This journal focused on Islamic economics and finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, including but not limited to Islamic economics, Islamic banking, Islamic finance, Islamic accounting, Islamic microfinance, Investment and Capital Market, Zakah, Waqf, Philanthropy, Insurance / Takaful and Halal product.


JIEP specializes in Islamic economics and finance perspectives. The journal is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.




 Open Submissions


 Peer Reviewed


 Open Submissions


 Peer Reviewed




JIEP: The Journal of Islamic Economics Perspectives. The International Journal that published by State Institute For Islamic Studies (IAIN) Jember in cooperation with The Indonesian Association of Islamic Economist (IAEI), The Sharia Economy Community (MES) and The Indonesian Economist Scholar Association (ISEI). The research article submitted to this online journal will be peer-reviewed at least 2 (two) reviewers. The accepted research articles will be available online following the journal peer-reviewing process. The Language used in this journal since 2019 is English and Arabic.




This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.

This journal is an open access journal which means that all content is freely available without charge to users or / institution. Users are allowed to read, download, copy, distribute, print, search, or link to full-text articles in this journal without asking prior permission from the publisher or author. This is in accordance with the Budapest Open Access Initiative

Budapest Open Access Initiative

An old tradition and a new technology have converged to make possible an unprecedented public good. The old tradition is the willingness of scientists and scholars to publish the fruits of their research in scholarly journals without payment, for the sake of inquiry and knowledge. The new technology is the internet. The public good they make possible is the world-wide electronic distribution of the peer-reviewed journal literature and completely free and unrestricted access to it by all scientists, scholars, teachers, students, and other curious minds. Removing access barriers to this literature will accelerate research, enrich education, share the learning of the rich with the poor and the poor with the rich, make this literature as useful as it can be, and lay the foundation for uniting humanity in a common intellectual conversation and quest for knowledge.

For various reasons, this kind of free and unrestricted online availability, which we will call open access, has so far been limited to small portions of the journal literature. But even in these limited collections, many different initiatives have shown that open access is economically feasible, that it gives readers extraordinary power to find and make use of relevant literature, and that it gives authors and their works vast and measurable new visibilityreadership, and impact. To secure these benefits for all, we call on all interested institutions and individuals to help open up access to the rest of this literature and remove the barriers, especially the price barriers, that stand in the way. The more who join the effort to advance this cause, the sooner we will all enjoy the benefits of open access.

The literature that should be freely accessible online is that which scholars give to the world without expectation of payment. Primarily, this category encompasses their peer-reviewed journal articles, but it also includes any unreviewed preprints that they might wish to put online for comment or to alert colleagues to important research findings. There are many degrees and kinds of wider and easier access to this literature. By "open access" to this literature, we mean its free availability on the public internet, permitting any users to read, download, copy, distribute, print, search, or link to the full texts of these articles, crawl them for indexing, pass them as data to software, or use them for any other lawful purpose, without financial, legal, or technical barriers other than those inseparable from gaining access to the internet itself. The only constraint on reproduction and distribution and the only role for copyright in this domain should be to give authors control over the integrity of their work and the right to be properly acknowledged and cited.

While the peer-reviewed journal literature should be accessible online without cost to readers, it is not costless to produce. However, experiments show that the overall costs of providing open access to this literature are far lower than the costs of traditional forms of dissemination. With such an opportunity to save money and expand the scope of dissemination at the same time, there is today a strong incentive for professional associations, universities, libraries, foundations, and others to embrace open access as a means of advancing their missions. Achieving open access will require new cost recovery models and financing mechanisms, but the significantly lower overall cost of dissemination is a reason to be confident that the goal is attainable and not merely preferable or utopian.

To achieve open access to scholarly journal literature, we recommend two complementary strategies.

  1. Self-Archiving: First, scholars need the tools and assistance to deposit their refereed journal articles in open electronic archives, a practice commonly called, self-archiving. When these archives conform to standards created by the Open Archives Initiative, then search engines and other tools can treat the separate archives as one. Users then need not know which archives exist or where they are located in order to find and make use of their contents.
  2. Open-access Journals: Second, scholars need the means to launch a new generation of journals committed to open access, and to help existing journals that elect to make the transition to open access. Because journal articles should be disseminated as widely as possible, these new journals will no longer invoke copyright to restrict access to and use of the material they publish. Instead, they will use copyright and other tools to ensure permanent open access to all the articles they publish. Because the price is a barrier to access, these new journals will not charge subscription or access fees and will turn to other methods for covering their expenses. There are many alternative sources of funds for this purpose, including the foundations and governments that fund research, the universities and laboratories that employ researchers, endowments set up by discipline or institution, friends of the cause of open access, profits from the sale of add-ons to the basic texts, funds freed up by the demise or cancellation of journals charging traditional subscription or access fees, or even contributions from the researchers themselves. There is no need to favor one of these solutions over the others for all disciplines or nations, and no need to stop looking for other, creative alternatives.

Open access to peer-reviewed journal literature is the goal. Self-archiving (I.) and a new generation of open-access journals (II.) are the ways to attain this goal. They are not only direct and effective means to this end, but they are also within the reach of scholars themselves, immediately, and need not wait on changes brought about by markets or legislation. While we endorse the two strategies just outlined, we also encourage experimentation with further ways to make the transition from the present methods of dissemination to open access. Flexibility, experimentation, and adaptation to local circumstances are the best ways to assure that progress in diverse settings will be rapid, secure, and long-lived.

The Open Society Institute, the foundation network founded by philanthropist George Soros, is committed to providing initial help and funding to realize this goal. It will use its resources and influence to extend and promote institutional self-archiving, to launch new open-access journals, and to help an open-access journal system become economically self-sustaining. While the Open Society Institute's commitment and resources are substantial, this initiative is very much in need of other organizations to lend their effort and resources.

We invite governments, universities, libraries, journal editors, publishers, foundations, learned societies, professional associations, and individual scholars who share our vision to join us in the task of removing the barriers to open access and building a future in which research and education in every part of the world are that much more free to flourish.



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The Journal of Islamic Economics Perspectives. The International Journal published by State Institute For Islamic Studies (IAIN) of Jember. An international journal that provides a forum for publishing the original research articles, review articles from contributors, and the novel technology news related to Islamic economics, banking, finance, takaful, and halal product.

Research articles dealing with Islamic economics, Islamic banking, Islamic finance, etc. are particularly welcome. The journal encompasses research articles, original research report, reviews, short communications and scientific commentaries in Islamic economics, banking, and finance.

All papers submitted to the journal should be written in good English and Arabic. Authors for whom English is not their native language are encouraged to have their paper checked before submission for grammar and clarity. English language and copyediting services can be provided by International Science Editing and Asia Science Editing. The work should not have been published or submitted for publication elsewhere. The official language of the manuscript to be published in JIEP is English and Arabic.

  1. General Author Guidelines

All manuscripts must be submitted to JIEP Editorial Office by Online Submission at E-Journal portal address:, where author register as Author and/or offered as Reviewer by online. If authors have any problems on the online submission, please contact Editorial Office at the following email:

The following documents should accompany the manuscripts submitted by online through online submission interface (as supplementary files):

  • Signed Copyright Transfer Agreement (CTA) form originally (scan the document after signed) download
  • covering letter outlines the basic findings of the paper and its significance.

Three types of manuscripts are acceptable for publication: Original Research Articles, Review Articles, and Short Communication.

  1. Manuscript Template

The manuscript should be prepared according to the following author guidelines in the pdf article template: Format DOC download Format PDF download


  1. Reviewing of manuscripts

Every submitted paper is independently reviewed by at least two peer-reviewers. The decision for publication, amendment, or rejection is based upon their reports/recommendation. If two or more reviewers consider a manuscript unsuitable for publication in this journal, a statement explaining the basis for the decision will be sent to the authors within three months of the submission date.

  1. Revision of manuscripts

Manuscripts sent back to the authors for revision should be returned to the editor without delay. Revised manuscripts can be sent to the editorial office through the Online Submission Interface ( The revised manuscripts returned later than three months will be considered as new submissions.

  1. Editorial Office of JIEP

All correspondences should be sent to the following Editorial Office:

Muhamad Fauzinudin Faiz (Editor-in-Chief)

Editorial Office of JIEP. Faculty of Economics and Business Building (1st Floor). State Institute for Islamic Studies (IAIN) Jember, Jl Mataram No. 1, Kaliwates, Jember, East Java Indonesia, Phone: +6282325333447, +628124939442, Email:

  1. Manuscript Preparation Guidelines

6.1.   The manuscripts represent academic research in Islamic economics and Finance discipline.

6.2.   Upon the publication of the manuscript, the author should provide a letter states that the manuscripts have never been, or under consideration to be, published in other journal publications.

6.3.   Structure of the manuscripts

  • The title should be brief, short, clear, and informative which reflect the article content. The length of the title maximum of 12 words. Each word of the title should be started with a capitalized letter.
  • Author’s names and institutions. The author’s names should be accompanied by the author’s institutions, affiliation address and email addresses, without any academic titles and/or job title.
  • Abstract. The abstract should be less than 200 words. The abstract contains a clear statement of the background of the study, the purpose of the study, method, result, and implication, with no references cited.

Keywords should be 2 to 5 phrases.

  • The introduction describes a brief background of the novelty, state of the arts, and objective (s). It should be written efficiently and supported by references. It should be written without numbers and/or pointers.
  • Literature Review. This section explains the theoretical framework used in this research, a review of the previous research in the area.
  • This section describes the tools of analysis along with the data and their sources.
  • Result and Discussion. This section explains the results of the study. Data should be presented in Tables or Figures when feasible. There should be no duplication of data in Tables and Figures. The discussion should be consistent and should interpret the results clearly and concisely, and their significance, supported by the suitable literature. The discussion should show relevance between the result and the field of investigation and/or hypotheses. The discussion also should compare the result with previous research.
  • This section concludes and provides policy implications, if any, of the study.
  • Acknowledgment(if any) to the person(s) or institution(s) who help the experiment should be stated.
  • This section lists only the papers, books, or other types of publications referred to in the manuscript. References should be the last 10-year publication with a minimum of 80% of the journal. References should be listed alphabetically by the author(s) last name(s) and the year of publication. We suggest authors to use reference management software like EndNote, Mendeley, Zotero, etc., to prepare citations and the list of references.

6.4.   The authors should provide an index of a subject, namely the specific terms in the manuscript. The authors should also provide the index of authors, namely the key authors of papers referred to in the manuscript. Please write the family name followed by the given name.

6.5.   Estimation result from a software package is not allowed to be directly presented in the paper. They should be presented in equations with the appropriate estimation results.

6.6.   Table format should contain only heading and contents. Please provide the top and bottom lines, along with the line(s) that separate the heading and the contents. Example:


Table 1. The Growth of Third Party Fund, Financing, and Asset (Billion rupiahs)





























Source: Bank of Indonesia

6.7   Acknowledgment, if any, should be written as the foot-note of the manuscript’s title.

6.8   The manuscript is prepared in an A-4 paper, single-sided, and double-space format. A new paragraph should start five characters from the left margin, using 12-size, Cambria font type.

6.9      The manuscript should be in no less than 25 pages long.

6.10    The top and bottom margins are 1 inch.

6.11    The title is written using capital letters of 14 font size, center position.

6.12     Subtitles are written using capital letters, started from the left margin.

6.13         Sub of subtitles is written using capital letters only at the beginning of each word except for connecting words. They should be started from the left margin.

6.14      References should be those of the last ten years publication unless they are key references.

6.15. Authors are advised to use references management application for citation and referral management (such as Mendeley, Zotero, EndNote, etc).

6.16. Citation in the text body should be written using the family name and years of publication. Example:

  1. Hill (2001) suggests that the objective of depreciation ….
  2. According to Kotter (1867),  industry trade can be …
  3. Wagner (in McCain, 1982) states that …
  4. The definition of the flypaper effect is … (Wagner, 1976).

6.17.   Tables and figures should be presented as follows:

  1. The name of tables and figures should follow a numbering system (Arabic numbering system). The names of the tables and figures are on the top of the tables and figures.
  2. The tables and figures should provide the source of information, if any, at the bottom part of both.

6.18.  References should be written in alphabetical order, without any number. The journal using APA style for references. They should be written using the following criteria:

For books, the format should follow the following example:

Hidayat Nur. & Fitriani Aprilya.  (2019). Gurihnya Pembiayaan Kuliner di Indonesia. Yogyakarta: Q-Media

For papers that are part of a book, the format should follow the following example:

Faiz, Muhammad Fauzinudin. (2018). The Logic of  State Authority On The Control of Agrarian Resources,. in Sahid, Y. (eds.), Local Dynamics in an Era of Globalization, 25-26, London: Oxford University Press.

For journal, the format should follow the following example:

Al Arif, M. N. R., N.D. Nachrowi., M.E. Nasution., T.M.Z. Mahmud. (2017). The Islamic Banking Spin-off: Lessons from Indonesian Islamic Banking Experiences. Journal of King Abdul Aziz: Islamic Economics. 30 (2): 117-133

6.19     Transliteration guidance (from Arabic to latin)

(ا) = a
(ز) = z
(ق) = q
(ب) = b
(س) = s
(ك) = k
(ت) = t
(ش) = sy
(ل) = l
(ث) = ts
(ص) = sh
(م) = m
(ج) = j
(ض) = dh
(ن) = n
(ح) = h
(ط) = th
(و) = w
(خ) = kh
(ظ) = zh
(ه) = h
(د) = d
(ع) = ‘
(ء) = ’
(ذ) = dz
(غ) = gh
(ي) = y
(ر) = r
(ف) = f
( ة ) = t


Short Vocal
Long Vocal
______ = a
(ـــ ا)   = â
______ = i
(ـــ ى) = î
______ = u
(ـــ و)  = û


(أو) = aw
(ال)   = al
(أي) = ay
(الش) = al-sy


(وال) = wa al-


  1. Guideline for Online Submission

The author should first register as Author and/or is offered as a Reviewer through the following address:

The author should fulfill the form as detail as possible where the star marked form must be entered. After all form textbox was filled, Author clicks on “Register” button to proceed the registration. Therefore, the Author is brought to an online author submission interface where Author should click on “New Submission”. In the Start, a New Submission section, click on “’ Click Here’: to go to step one of the five-step submission process”. The following are five steps in the online submission process:

  1. Step 1 - Starting the Submission: Select the appropriate section of the journal, i.e. Original Research Articles, Review Article, or Short Communication. Thus, the author must check-mark on the submission checklists.
  2. Step 2 – Uploading the Submission: To upload a manuscript to this journal, click Browse on the Upload submission file item and choose the manuscript document file to be submitted, then click the Upload button.
  3. Step 3 – Entering Submission’s Metadata: In this step, detail authors metadata should be entered including the marked corresponding author. After that, the manuscript title and abstract must be uploaded by copying the text and paste in the textbox including keywords.
  4. Step 4 – Uploading Supplementary Files: Supplementary file should be uploaded including Covering/Submission Letter, and Signed Copyright Transfer Agreement Form. Therefore, click on the Browse button, choose the files, and then click on the Upload button.
  5. Step 5 – Confirming the Submission:  Author should final check the uploaded manuscript documents in this step. To submit the manuscript to Al-Iqtishad journal, click Finish Submission button after the documents are true. The corresponding author or the principal contact will receive an acknowledgment by email and will be able to view the submission’s progress through the editorial process by logging in to the journal web address site.

After this submission, Authors who submit the manuscript will get a confirmation email about the submission. Therefore, Authors are able to track their submission status at any time by logging in to the online submission interface. Submission tracking includes the status of the manuscript review and editorial process.

  1. Author Fee (Page Charge)

JIEP: The Journal of Islamic Economics Perspective) is an open access international journal. Since manuscript submission year 2019, Authors may pay some processing fees for article processing, DOI maintenance, and reprint issue once their articles had been accepted.

Readers can read and download any full-text articles for free of charge. Authors may also pay some fees for the Ordered Original Reprint Articles(not reprint issue) with some eligible rates.

  1. User Rights

All articles published Open Access will be immediately and permanently free for everyone to read and download.  We are continuously working with our author communities to select the best choice of license options, currently being defined for this journal as follows:

  • Creative Commons Attribution-ShareAlike (CC BY-SA)
  1. 10. A brief CV that records full name, academic title, institution, telephone, fax, and mobile number should accompany the manuscript.





As part of the submission process, authors are required to check off their submission's compliance with all of the following items, and submissions may be returned to authors that do not adhere to these guidelines.

  1. The submission has not been previously published, nor is it before another journal for consideration (or an explanation has been provided in Comments to the Editor).
  2. The submission file is in OpenOffice, Microsoft Word, RTF, or WordPerfect document file format.
  3. Where available, URLs for the references have been provided.
  4. The text is single-spaced; uses a 12-point font; employs italics, rather than underlining (except with URL addresses); and all illustrations, figures, and tables are placed within the text at the appropriate points, rather than at the end.
  5. The text adheres to the stylistic and bibliographic requirements outlined in the Author Guidelines, which is found in About the Journal.
  6. If submitting to a peer-reviewed section of the journal, the instructions in Ensuring a Blind Review have been followed.




Authors who publish with this journal agree to the following terms:

  1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
  3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).


The Journal of Islamic Economics Perspective (JIEP) is a peer-reviewed journal, published two times a year by Faculty of Islamic Business and Economics, State Institute for Islamic Studies of Jember (IAIN) Jember Indonesia. It is available online as open access sources as well as in print. This statement clarifies the ethical behavior of all parties involved in the act of publishing an article in this journal, including the author, the editor-in-chief, the Editorial Board, the reviewer, and the publisher. This statement is based on COPE’s Best Practice Guidelines for Journal Editors.

Ethical Guideline for Journal Publication

The publication of an article in JIEP is an essential building block in the development of a coherent and respected network of knowledge. It is a direct reflection of the quality of the work of the authors and the institutions that support them. Peer-reviewed articles support and embody the scientific methods. It is therefore important to agree upon standards of expected ethical behavior for all parties involved in the act of publishing: the author, the editor, the reviewer, the publisher, and the society. As the publisher of JIEP (The Journal of Islamic Economics Perspective), Faculty of Islamic Business and Economics, State Institute for Islamic Studies of Jember (IAIN) Jember Indonesia take their duties of guardianship over all stages of publishing seriously and it recognizes its ethical and other responsibilities. Faculty of Islamic Business and Economics, State Institute for Islamic Studies of Jember (IAIN) Jember Indonesia committed to ensuring that advertising, reprint or other commercial revenue has no impact or influence on editorial decisions. 

Publication Decisions

The editors of JIEP (The Journal of Islamic Economics Perspective) is responsible for deciding which articles submitted to the journal should be published. The validation of the work in question and its importance to researchers and readers must always drive such decisions. The editors may be guided by the policies of the journal's editorial board and constrained by such legal requirements as shall then be in force regarding libel, copyright infringement, and plagiarism. The editors may confer with other editors or reviewers in making their decisions.

Plagiarism Screening

It is basically the author’s duty to only submit a manuscript that is free from plagiarism and academically malpractices. The editor, however, double checks each article before its publication. The first step is to check plagiarism against offline database developed by Faculty of Islamic Business and Economics, State Institute for Islamic Studies of Jember (IAIN) Jember Indonesia and, secondly, against as much as possible online databases.

Similarity checking by Turnitin no more than 20 %

Fair Play

An editor at any time evaluates manuscripts for their intellectual content without regard to race, gender, sexual orientation, religious belief, ethnic origin, citizenship, or political philosophy of the authors.

The editors and any editorial staff must not disclose any information about a submitted manuscript to anyone other than the corresponding author, reviewers, potential reviewers, other editorial advisers, and the publisher, as appropriate.

Disclosure and Conflicts of Interest

Unpublished materials disclosed in a submitted manuscript must not be used in editors' own research without the express written consent of the author.


Duties of Reviewers

Contribution to Editorial Decisions

Peer review assists the editors in making editorial decisions and through the editorial communications with the authors may also assist the author in improving the quality of the paper.

Any selected referee who feels unqualified to review the research reported in a manuscript or knows that its prompt review will be impossible should notify the editors and excuse himself from the review process.

Any manuscripts received for review must be treated as confidential documents. They must not be shown to or discussed with others except as authorized by the editor.

Standards of Objectivity

Reviews should be conducted objectively. Personal criticism of the author is inappropriate. Referees should express their views clearly with supporting arguments.

Acknowledgment of Sources

Reviewers should identify relevant published work that has not been cited by the authors. Any statement that an observation, derivation, or argument had been previously reported should be accompanied by a proper citation. A reviewer should also call to the editors' attention any substantial similarity or overlap between the manuscript under consideration and any other published paper of which they have personal knowledge.

Disclosure and Conflict of Interest

Privileged information or ideas obtained through peer review must be kept confidential and not used for personal advantage. Reviewers should not consider manuscripts in which they have conflicts of interest resulting from competitive, collaborative, or other relationships with any of the authors, companies, or institutions related to the papers.

Review Process

Every manuscript submitted to JIEP (The Journal of Islamic Economics Perspective) is independently reviewed by at least two reviewers in the form of "double-blind review". The decision for publication, amendment, or rejection is based upon their reports/recommendations. In certain cases, the editor may submit an article for review to another, the third reviewer before making a decision, if necessary.


Duties of Authors

Reporting Standards

Authors of reports of original research should present an accurate account of the work performed as well as an objective discussion of its significance. Underlying data should be represented accurately in the paper. A paper should contain sufficient detail and references to permit others to replicate the work. Fraudulent or knowingly inaccurate statements constitute unethical behavior and are unacceptable.

Originality and Plagiarism

The authors should ensure that they have written entirely original works, and if the authors have used the work and/or words of others that this has been appropriately cited or quoted.

Multiple, Redundant, or Concurrent Publication

An author should not, in general, publish manuscripts describing essentially the same research in more than one journal or primary publication. Submitting the same manuscript to more than one journal concurrently constitutes unethical publishing behavior and is unacceptable.

Acknowledgment of Sources

Proper acknowledgment of the work of others must always be given. Authors should cite publications that have been influential in determining the nature of the reported work.

Authorship of the Paper

Authorship should be limited to those who have made a significant contribution to the conception, design, execution, or interpretation of the reported research. All those who have made significant contributions should be listed as co-authors. Where there are others who have participated in certain substantive aspects of the research project, they should be acknowledged or listed as contributors. The corresponding author should ensure that all appropriate co-authors and no inappropriate co-authors are included on the paper and that all co-authors have seen and approved the final version of the paper and have agreed to its submission for publication.

Disclosure and Conflicts of Interest

All authors should disclose in their manuscript any financial or other substantive conflicts of interest that might be construed to influence the results or interpretation of their manuscript. All sources of financial support for the project should be disclosed.

Fundamental errors in Published Works

When an author discovers a significant error or inaccuracy in his/her own published work, it is the author’s obligation to promptly notify the journal editor or publisher and cooperate with the editor to retract or correct the paper.



The names and email addresses entered in this journal site will be used exclusively for the stated purposes of this journal and will not be made available for any other purpose or to any other party.




Faculty of Islamic Business and Economics


The Indonesian Association of Islamic Economist (IAEI)

Sharia Economy Community (MES)

The Indonesian Economist Scholar Association (ISEI).